MÔ TẢ CÔNG VIỆC
1. Formulating and implementing annual business plans for the USME sub-segments (SME / MSME)
* Developing, organizing the business plans, annual action programs for the sub-segment in charge
* Managing business results, action programs, being responsible of business results for the sub-segments, business programs
2. Analyzing and identifying the potential subdivisions of USME (SME / MSME)
* Participating in building criteria to identify sub-segment customers
* Researching and analyzing in order to understand the characteristics, needs and potential of each sub-segment and setting the corresponding price requirements.
- Collecting market information (GSO, Tax…)
- Evaluating the affection factors (the characteristics, needs, behavior ...)
- Analyzing customer insight reports for each sub-segment (characteristics, needs, behaviors, price requirements, level of competition in banking and finance, risk, opportunities ...)
* Coordinating sales management and marketing programs to promote the segment in charge
* Searching, developing potential source of Sales force for the following sub-segments:
- Maintaining & developing relationships with industry, economic zones, etc. to find information on customers in the sub-segment.
- Selecting the list of warm leads, allocating the list to the sales channel, sales force to exploit
3. Effective management (SME / MSME)
* Proposing orientations on business policies, requirements on trading and service, sales channels, risk management requirements
* Developing business modeling for key sub-segments (approach, value chain identification, cross-selling, sales force, sales support)
* Making business plans for the segment, sub-segments:
- Financial plan for month/ quarter/ year
- Business strategies for the Branch/ Region are selected for business implementation in each key segment
- Plan to support, promote sales to the key segment
* Effective segmentation management (revenue, costs, profits, overdue debt ...)
- Periodic assessment (month/ quarter/ year) of business performance
- Suggest policies and solutions increase business efficiency of the sub-segment
* Developing the process, tools and effective portfolio management of warm leads in the segment, sub-segment
- Developing tools, distribution process, potential list management
- Monitoring, evaluating progress, efficiency of exploiting potential resources, proposing improvement measures
YÊU CẦU
Kinh nghiệm
Không yêu cầu
1. Qualifications:
- Bachelors Degree or above majoring in Economics/ Banking/ Finance/ Marketing/ Business Administration
2. Experience:
- Minimum of 5 years experience in financial analysis/ credit/ market research, marketing in banking and financial
- Having working experience related to Business Banking is preferable
- In-depth understanding of USMEs segment / sub-segment strategy, model, and business model (SME / MSME)
- Deep understanding of valuation methods for each segment / sub-segment and USME (SME / MSME)
- Understanding the legal provisions in banking/ finance
3. Skills:
- Researching, analyzing and understanding the trend of developing products and banking financial services for Business Banking
- Skills to develop business models, business programs for each segment / sub-segment for Business Banking
- Ability to plan and organize, qualitative analysis, interpersonal skills, competitors information…
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