Credit Policy Supervisor/manager

Role Purpose: The key role is to manage overall credit lending policy of consumer loan products by both defining and implementing appropriate credit policy and supporting due diligence on new growth opportunities for sustainable & profitable business growth. The role is aimed at ensuring the maximum of business growth while controlling the risk as specified in the business plan, development and execution of credit policy and product strategy, and providing effective inputs to the Head of Risk.
1. Company Database Management: To manage different kinds of company database, refresh lists of companies to target, classify various customer segments.
2. Credit Policy Management: To develop/implement/measure/track credit policies and procedures, including system setup, testing to ensure properly execution of new credit policies/products/credit test, conduct training and guidance to execution functions (sales, verification, underwriting, collection...).
3.. Due diligence: To establish, maintain due diligence, moderate/ co - ordinate activities from relevant counter - parties to seek business growth, process enhancement opportunities.
4.. Internal Policy Manual/guideline and External/legal Letter Control: To be responsible to prepare, submit and retain documents related to Credit Risk for both internal & external usage purposes. (internal lending policy, sBV/CIC reports, regulation/legal documents, operational risk documents...) to ensure the compliance with local/regional requirements.
5. Macro economy, competitor, and market intelligence: To be vigilant for overall macro economy trend, competition landscape/movement for executing required counter measure to weather the situation to the favor of the business with timely report to Risk.Com and Management.

- Attractive Bonus